D C Misra, president of Council of State Industrial Development & Investment Corporation of India and vice presidents Man Mohan Singh and P Basumatary had in a meeting with IDBI chairman discussed important issues pertaining to SFCs and State Industrial Development Corporations. IDBI will restructure high interest bearing refinance subject to some upfront payment. Gupta emphasised the need for imparting adequate training to the officers to enable them to face competition.