Money

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Check the everyday flows and make the most of your money

Many a time, it is seen that people give importance to earning more money or on investing money in various investment avenues. It is often misunderstood by many that earning and investing are alone su......read more

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Can you convert loan into wealth?

A loan is often misunderstood to be an avenue to borrow funds only for people who do not have enough money to buy things. However, wealthy people often use loans to achieve their financial goals. Th......read more

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‘Decline in interest rates may not be linear across maturities’

Group President and Head of Fixed Income, UTI MF, Amandeep Chopra, says he expects further rate cuts driven by softening of inflation and steps to address the twin deficits by the government. Respondi......read more

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Name: Mukesh Kumar Resides in Chandigarh Profession: engineer with an Oil and Gas firm Annual income (Rs 6.24 lakh) Status & goals Mukesh Kumar is an engineer working with an oil and gas firm in S......read more

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I am a senior government employee and so is my wife. We have two sons (19 and 21 years old). I want to buy a high value life cover (about Rs 50 lakh) for them. Only for risk covering where money back ......read more

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Should changes in the New Pension Scheme worry you?

What is NPS? Most people can be pardoned if that is their response to a question about their views on the recent changes in the New Pension Scheme, which is more popularly known as NPS. This is despit......read more

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A back-up plan for happiness

What is the most coveted thing that everyone wants? Happiness and peace of mind, I guess. What is the most expensive thing to buy? Freedom — I think I am quite sure on this. There is no happiness bett......read more

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Name: Ankush Dwedi Resides in Chandigarh Profession: WORKS WITH A MEDIA COMPANY Annual income (Rs 7 lakh) Status & goals Ankush (35) works with a media company and draws a good income. He lives i......read more

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E-filing returns now mandatory

Individuals earning over Rs 5 lakh a year are required to file their tax returns in the electronic format. Last year, the government had made e-filing of tax returns mandatory for assessees with annua......read more

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‘If the govt offers some incentive, people may go for general insurance’

Even as motor, home, travel and personal accident covers are increasingly turning indispensible, the fact remains that the insurance penetration level of 0.7 per cent in India is among the lowest in t......read more

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I had taken HDFC Life Young Star policy in March 2007 and have paid 72 monthly instalment of Rs 2,000. Till March, I have paid Rs 1,44,000 and my latest fund value is Rs 1,56,000. I am worried that ev......read more

Briefs: Mutual fund industry’s AUM dips 1.55% to Rs 8.14 tn

Mutual fund industry’s AUM dips 1.55% to Rs 8.14 tn Mumbai: Assets under management (AUM) of the mutual fund industry fell 1.5 per cent to Rs 8.14 lakh crore in February from the record high in Januar......read more

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Insurers, Irda to launch awareness campaign

In a bid to create awareness for insurance needs and on insurance products for health, motor, home and travel insurance, the General Insurance Council (GIC) with support from Insurance Regulatory and ......read more

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The next phase of planning

Obviously a lot of you would have guessed what I am implying by Phase II planning. If we see our life we would be able to see two distinct phases viz., Phase I: The earning and creating phase and Phas......read more